Who is Responsible for Medical Bills After a Car Accident?

Usually, the liability insurance of the driver at fault covers the medical expenses for those they injure. You'll probably receive a settlement offer from the insurer to resolve your claim. It's crucial to assess all medical costs before accepting the offer since you can't seek additional compensation later. If there's uncertainty about potential permanent disabilities from the accident or if your medical bills surpass the settlement, seeking advice from a skilled car accident attorney is advisable. Otherwise, you might end up responsible for any future or remaining expenses.

What if I Was at Fault?

If you're responsible for a collision, your car insurance will probably handle the medical expenses for those you've injured. However, the coverage limits and details can differ based on the type and extent of your insurance policy.

While your liability insurance takes care of the medical costs for the other party, it doesn't extend to cover your injuries or those of any household passengers. In such instances, you'd have to rely on other insurance policies like medical payments (MedPay) coverage or health insurance to assist with medical expenses.

What if the Other Driver is Not Insured?

When dealing with an uninsured driver, managing the bills becomes more complex. If you have uninsured motorist coverage on your auto insurance policy, you're typically covered up to your policy limits for your medical expenses.

With uninsured or underinsured motorist coverage, you have the option to rely on your auto insurance provider to cover your medical bills. Alternatively, you may consider filing a car accident lawsuit to seek compensation from the other driver. However, a driver without auto insurance might have limited resources to reimburse you.

What if I am Injured and Do Not Have Health Insurance?

Under Nevada law, if you lack health insurance or Medicare, most major hospitals (excluding County-run University Medical Center in Las Vegas) are required to offer a 30 percent discount on their rates.

Alternatively, some providers may agree to work on a "lien basis." This means they're willing to postpone payment until your case is resolved.

Our Las Vegas injury attorneys can connect you with network doctors, chiropractors, and therapists who are open to working on a lien basis. Moreover, regardless of your healthcare provider, we ensure thorough documentation of your injuries and treatment. This ensures you receive the full compensation you deserve.

Often, we can even negotiate with medical providers to reduce your bills, preventing them from consuming your entire settlement.

We are here

Handling your own personal injury case can be frustrating and confusing, and it can end up costing you in the end. That’s why our experienced personal injury attorneys want to take your case and help you get the compensation you deserve. 

We are one of the most recognized personal injury law firms in the state, and we know how to make sure you get fairly compensated for your case without having to go it alone. We also work on a contingency basis, which means you don’t owe us anything unless you receive compensation for your case.

Contact us today for a free consultation. We will review all the elements of your case, discuss any possible compensation you may receive, and suggest the best course of action.

We fight the legal battle so you have time for healing and renewal. We will get you through this.

Our Goal:

To fight your legal battle so you have time for healing and renewal and to provide excellent legal representation with:

• vigor

• honesty

• professionalism

• integrity

• love

• respect

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We understand that your accident or death in the family has already caused enough of a burden in your life.

Pursuing fair compensation shouldn’t become another source of stress.